"Your Social Security number has been suspended"
"You've won a prize you never entered"
"Pay by gift card or wire transfer"
"I'm from the IRS / police — you owe money now"
1. Stop. Don't make any decision under pressure.
2. Hang up. You will not be rude — you will be safe.
3. Call someone you trust. Describe what happened.
4. Report it. ftc.gov/complaint or call 1-877-FTC-HELP.
1-877-382-4357
ReportFraud.ftc.gov
1-833-372-8311
National Elder Fraud Hotline
Call 911 for emergencies
Non-emergency: look up local number
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Write your bank's fraud number here