Reporting scams helps law enforcement track down criminals and prevent others from being victimized. Do not feel embarrassed — scammers are professionals who have refined their techniques over years. Your report could prevent a hundred other seniors from losing their savings.
The Federal Trade Commission is the primary agency for reporting scams. File at ReportFraud.ftc.gov or call 1-877-382-4357. Provide: the date and time, the phone number or email used, what the scammer said, and whether you lost money. You do not need to have lost money to file a report.
If you lost money, file a report with your local police department. Call their non-emergency number to ask how to file. A police report creates an official record that you may need for your bank, credit card company, or insurance to dispute charges.
If you shared account or credit card information, contact your bank or credit card company immediately. Most have 24/7 fraud hotlines. They can freeze accounts, reverse unauthorized charges, and issue new cards. Time is critical — the sooner you report, the better your chances of recovery.
If you gave out your Social Security number, visit IdentityTheft.gov. Place a fraud alert on your credit reports. Check your credit reports for free at AnnualCreditReport.com. Consider freezing your credit to prevent anyone from opening new accounts in your name.